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New loan limits for 2019

Per Cathy Pizzini of Evergreen Home Loans in Sandpoint ID, the maximum loan limits for 2019 have been announced and its good news for the mortgage and real estate industry! 

Bonner, Boundary and Kootenai County

1 unit $484,350 2 unit $620,200 3 unit $749,650 4 unit $931,600

Spokane and Pend Oreille County

1 unit $484,350 2 unit $620,200 3 unit $749,650 4 unit $931,600

This means a buyer can purchase up to $499,000 with 3% down payment!  (APR 5.378%)

One of the largest factors driving a solid housing market is the accessibility of purchase money to potential buyers. The new loan limits allow lenders to keep pace with the increasing home values in our area.


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